Near-field communication (NFC) technology allows the consumer to wave their cell phone at a point-of-sale terminal to make a purchase via the use of a "digital wallet." One of the fast-growing instances of the digital wallet is the properly called Google Wallet, but it pays to know just a little bit about how it really works before you jump in to the cashless (and cardless) retail revolution.
Set up an account
At the Google Wallet site, you can effortlessly set up a free account linking your credit and debit cards to the account. You even get to pick a preferred card with it. Then, you just need to download the app to your cell phone and watch for the digital wallet payment in stores where you can then pay through the application.
Assigning account number
When you use Google Wallet, an account number is given to you. Then, that account number is used to draw funds from whatever card you have the account linked to. There are some instances where the preferred card is charged later, but usually the virtual card is charged. The preferred card is always chosen when making an online payment.
You can keep thieves from stealing your account data by using a virtual number instead of a real one. On top of that, the information for the card is stored with the number instead of with your mobile phone. Google Wallet can then deactivate on the phone and wipe all data from the application if you report your phone stolen.
Wallet of credit cards unnecessary
Though you still need your wallet for things such as driver's licenses, you may be able to avoid all credit and debit cards on your person. Instead of carrying around cash and cards, you can just take your phone with you. Use Google Wallet rather than carrying around a chunk of plastic to pay for things. It will not be long before your driver's license is digitized and also you will not need anything else anymore anyway.
Set up an account
At the Google Wallet site, you can effortlessly set up a free account linking your credit and debit cards to the account. You even get to pick a preferred card with it. Then, you just need to download the app to your cell phone and watch for the digital wallet payment in stores where you can then pay through the application.
Assigning account number
When you use Google Wallet, an account number is given to you. Then, that account number is used to draw funds from whatever card you have the account linked to. There are some instances where the preferred card is charged later, but usually the virtual card is charged. The preferred card is always chosen when making an online payment.
You can keep thieves from stealing your account data by using a virtual number instead of a real one. On top of that, the information for the card is stored with the number instead of with your mobile phone. Google Wallet can then deactivate on the phone and wipe all data from the application if you report your phone stolen.
Wallet of credit cards unnecessary
Though you still need your wallet for things such as driver's licenses, you may be able to avoid all credit and debit cards on your person. Instead of carrying around cash and cards, you can just take your phone with you. Use Google Wallet rather than carrying around a chunk of plastic to pay for things. It will not be long before your driver's license is digitized and also you will not need anything else anymore anyway.
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