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A Long Island Cpa's Take On Avoiding Credit Fraud

By Robin Setser


It's unfortunate that credit card fraud is such a big problem that just about everyone has fallen to it at one point or another. While there are many individuals who are careful about the money that they spend from day to day, sometimes this is not enough. There may be another level of care that has to be taken. In order for this level of fraud to be kept at a minimum, I believe that a Long Island CPA can bring a number of precautions to your attention.

Your personal information is extremely vital, so it's worth being aware of the people you're giving it to. There are many aspects to take into account, ranging from phone numbers to home addresses. A Long Island CPA can tell you that such details can be used in order to benefit them while negatively impacting your standing as far as credit is concerned. When you do not initiate the conversation with another party, authorities like Gettry Marcus will stress the point of being as mindful as possible.

If you can, make sure that you pay all of your bills through electronic means. This goes for credit card charges, student loans, and others which will typically call for you to mail out checks and money. However, physical matter is tricky; it is very easy for these kinds of documents to get into the wrong hands. Instead, seeing as how many companies offer methods of payments through the Internet, it is not unwise to make use of these more modern systems as they are typically more secure.

To me, though, the most important step has to do with maintenance as far as your credit statements are concerned. A Long Island CPA can support the idea of looking over every single one in detail, making certain that every last purchase made is one that can be purchased. What if you come across one that is unfamiliar to you, though? If this proves to be the case, this is when you are going to want to address the matter, telling your bank about it as soon as possible.

If you want to maintain a strong level of credit, you want to be able to keep your credit rating as steady as possible. Those who are able to do so may find it easier to, amongst other endeavors, take out loans. What happens, though, when it seems as though instances of fraud play into this matter in the worst of ways? If this is the case, you have to be able to understand what it is that you can do so that you will be left with a securer account in the long term.




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